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copied into website content. The study also

revealed issues that we did not anticipate […]:

• Some users don’t know that spoofing websites is

possible. Without awareness [that] phishing is possible,

some users simply do not question website legitimacy.

• Some users have misconceptions about which website

features indicate security. For example, participants

assumed that if websites contained professional-looking

images, animations, and ads, [then] the sites were

legitimate…’

So users may be getting smarter, but there is still a lot that

they need to learn and to know.

Q. If we become aware of what this study calls ‘security

indicators’ and can use them reliably, will we be safe? Can

the SSL padlock save the day?

A. Secure Sockets Layer (SSL) is very largely the fabric of

on-line commerce today. But most people assume that it is

simply what it says: secure, which means that too much trust

is often placed in the padlock which most browsers display

when the SSL protocol is in use. After all, padlock means

SSL, and SSL means secure.

In fact, there are a lot of problems with SSL, though

fortunately these do not appear to be of the ‘flawed

cryptography’ sort. The problems are a little to do with

implementation (or at least with deployment) and a lot to do

with use.

Very broadly speaking, SSL provides three main facilities for

securing web communications:

• the exchange of digital certificates, permitting each end

of the link to establish something about the identity of

the other end,

• the secure exchange of session

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